REGISTERED STATES
This communication is strictly intended for individuals residing in the states of Idaho, Oregon, Washington, California, Florida, Georgia and Arizona. No offers may be made or accepted from any resident outside the specific state(s) referenced.
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Address and Contact
439 E Shore Drive, Ste #200
Eagle, ID 83616
Ron Richards
p. 208.855.0304
Ways to Repair Your Credit Score
/in CIR /by cir1dahoWe all know the value of a good credit score. We all try to maintain one. Sometimes, though, life throws us a financial curveball and that score declines. What steps can we take to repair it?…read more…
Retirement Is a Beginning
/in CIR /by cir1dahoHow do you know you are psychologically ready to retire? As a start, ask yourself four questions.
One, is your work meaningful? If it is emotionally and psychologically fulfilling, if it gives you a strong sense of purpose and identity, there may be a voice inside your head telling you not to retire yet. You may want to listen to it.
It can be tempting to see retirement as a “finish line”: no more long workdays, long commutes, or stressful deadlines. But it is really a starting line: the start of a new phase of life. Ideally, you cross the “finish line” knowing what comes next, what will be important to you in the future…read more…
Cybersecurity
/in CIR /by cir1dahoCybercrime affects both large corporations and private individuals. You’ve likely read about the large data breaches in the business world. These crimes are both expensive and on the rise. The U.S. Identity Theft Resource Center says….read more…
Retirement In Sight
/in CIR /by cir1dahoMany Gen Xers and baby boomers look forward to retiring on their terms. In such a circumstance, the key question becomes when to walk away from work. According to the Center for Retirement Research at Boston College, the average retirement age is now 65 for men and 63 for women…read more…
Reducing the Risk of Outliving Your Money
/in Weekly Post /by cir1daho“What is your greatest retirement fear?” If you ask any group of retirees and pre-retirees this question, “outliving my money” will likely be one of the top answers. In fact, 51% of investors surveyed for a 2019 AIG retirement study ranked outliving their money as their top anxiety…read more…
Monthly Economic Update
/in CIR, Monthly Report /by cir1dahoIn this month’s recap: stocks rose as better-than-expected corporate earnings and progress on a COVID-19 vaccine encouraged investors…read more…
Coping with College Loans
/in CIR, Weekly Post /by cir1dahoTotal student loan debt in America is now around $1.6 trillion. Since 2008, it has more than doubled. Federal Reserve data states that 44.7 million Americans are dealing with lingering education loans. The average indebted college graduate leaves campus owing nearly…read more…
Retirement In Sight – July 2020
/in CIR, Monthly Report /by cir1dahoEach year, the Transamerica Center for Retirement Studies surveys baby boomers, Gen Xers,
and millennials to gauge their perceptions about retiring. The 2020 survey, conducted in April,
studied the impact of the COVID-19 pandemic and how it may have affected their outlooks… read more…
Buy-Sell Agreements for Businesses
/in Weekly Post /by cir1dahoFor most, creating an estate strategy is important to make sure your loved ones are taken care of after you’re gone. But it may be just as important to have an estate strategy for your business…read more…
Monthly Economic Update
/in CIR, Monthly Report /by cir1dahoIn this month’s recap: stocks notched a solid gain, overcoming the rise of reported COVID-19 cases and plans of a slowdown in economic re-openings… read more…